PCM Employees Credit Union

PCMCU's Christmas Club Account allows you to save
all year long for the much awaited holiday season.

Plan ahead with a PCM Employees Credit Union Christmas Club Account! Enjoy peace of mind of having money for your holiday spending.

Open your Christmas Club Account for a low $5.00 minimum opening deposit. Your Christmas Club Account ends October 31st of each year. The funds in your account will be transferred to your Regular Share Account or Share Draft Account and your club account will begin again for the next year.

Try Payroll Deduction! If your company offers payroll deduction with PCMCU, you can set up an automatic savings plan each pay period. Simply determine the amount of money you’ll need to set aside, contact your payroll department or PCMCU, and you’re on your way to saving for the holiday season! Saving has never been so easy!

If you are currently a PCMCU Christmas Club accountholder your funds will be transferred to your Share/Share Draft Checking account on Saturday, November 1, 2008. We'd like to thank you for depositing into your Christmas Club throughout the year! You made a great decision to start saving early for the holidays!

Click here for current savings rate information.

Credit Unions Are Safe
In these difficult times we all have a lot of things to be worried about. Fortunately, if you're a credit union member, the safety of your insured deposits isn't one of them.

As a member of PCM Employees Credit Union, you can rest easy
knowing that the trust you have in us is well placed.
Your money is safe and insured by the full faith and credit of the federal government.

Learn More...
How Your Accounts are Federally Insured
http://www.ncua.gov/ShareInsurance/HOW_YOUR_ACCT_ARE_INSDindd.pdf

Your Insured Funds
http://www.ncua.gov/Publications/brochures/insured_funds/funds.pdf

NCUA Insurance Estimator
http://webapps.ncua.gov/ins/

NCUA Share Insurance FAQ’s Questions and Answers
http://www.ncua.gov/ShareInsurance/NCUAInsuranceFundFAQs.htm

For information on federal credit union deposit insurance coverage, please follow the links provided above,
contact the credit union, or call the NCUA's toll-free hotline, open from 7am to 5:30pm Monday through Friday, at (800) 755-1030, ext. 1. Or visit www.ncua.gov

We must all protect ourselves from Identity Theft...
With all of the phishing scams, fraud alerts, and other vicious identity crimes occurring we need to act cautiously.
We want to assure you that PCMCU will never initiate calls or send emails to members asking for personal member information,
such as your PIN, social security number, address, and credit card numbers, etc. With the recent rise in email and internet scams
(phishing and spoofing scams), it is extremely important to never disclose any of your personal information over the phone or online,
unless you have verified the authenticity of the individual or website. Please do not complete online surveys asking for personal information,
do not reply to suspicious emails requesting personal information, and always remember to pick up your mail in a timely manner.
Especially if you have paper account statements mailed to your home address.
If you have questions or concerns regarding identity theft, please feel free to contact the credit union.
You may also click on our link to Identity Theft 911 for security tips and educational materials on identity theft.
Please contact PCMCU immediately if you have concern that you may have become a victim of identity fraud.

Protect your personal account information, sign up for electronic statement delivery today!